Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

You can do this on our personalised dashboard.

Kiss (or the IFISA Plan Manager on its behalf) is responsible for ensuring that interest is being paid to Bondholders. Interest payments are paid directly into the Bondholder’s Account.

Individuals aged 18 or over or firms, trusts, and foundations based in the UK and other select overseas territories, except the USA. You must pass any anti-money-laundering and due diligence checks that we run and be one of the following types of Bondholders:
Existing clients of a financial advisor who is regulated by the Financial Conduct Authority
Persons who meet the criteria for being an elected professional client in accordance with the FCA’s Conduct of Business Rules (which are regulatory rules relating to investment advice) (“COBS”) 3.5;
Persons who qualify as certified high net worth individuals in accordance with COBS 4.7.7;
Persons who qualify as certified sophisticated Bondholders in accordance with COBS 4.7.7; Persons who confirm that they will only invest 10% of their net assets in non-readily realisable securities in accordance with COBS 4.7.10 (restricted Bondholders).
Only individuals aged 18 or over who are resident in the UK can invest in the Bonds through the Absolute ISA.

FSCS protection does not apply to the Bonds. Therefore, if the Company were to become insolvent or go out of business, holders of Bonds may lose all or part of their investment in the Bonds and no government or other body would be required to compensate them for such loss.

Please read fully and carefully consider our Risk Page and the section entitled Risk Factors in the Information Memorandum.

We do not charge initial or ongoing fees to investors. All other fees are detailed in the Information Memorandum.

Sign in with your username and password (if you have forgotten your password, see ‘I have forgotten my password. What should I do?). The dashboard will show you how much you have invested. Here you can invest more, view important documents, and change your account details.

Any amount of Bonds can be purchased subject to a minimum per application of £2,000 until subscription limit is met.

Register via the Website. This should take about five minutes. Start by clicking on the ‘Apply Now’ button on the home-page: First, enter your basic personal details (name, date of birth, email, mobile, address, and choose a password). Then select the investor type you are and read in full and agree to the Information Memorandum, Kiss IFISA Terms and Conditions and Privacy Policy, possibly providing further identification details if requested by the anti-money laundering requirements. Next, choose how much you want to invest. Pay (in Pound Sterling only), either by a one-off direct debit or bank transfer, both done immediately through our online system. You will then be able to access your personalised dashboard. As soon as you have finished this process, you will be sent an email with confirmation of your subscription for the Bonds. Within 14 days, a copy of your Bond certificate representing your holding of Bonds will be available to view and download in the drop down menu found on your dashboard page. We will remind you by email when it is ready.

The terms of the Bonds are set to pay interest at a fixed rate of 6.8% per annum. Interest will be calculated on a simple basis and paid to each Bondholder at the rate of 1.7% per quarter date (four times a year). A fee for the IFISA Plan Manager will be deducted from interest payments due to Bondholders. The fees payable are detailed in the Kiss IFISA Terms and Conditions.

Yes, in order to transfer the balance from existing cash or stocks and shares ISAs to the IFISA simply complete the Application, which can be found on the Website. The ISA manager we work with will then contact your existing ISA manager and send to you a document pack to review, sign and return in order to arrange the transfer on your behalf. You should also check with your current provider to determine if you will be charged any exit fees.

The terms of the Bonds are set to pay interest at a fixed rate of 6.8% per annum. Interest will be calculated on a simple basis and paid to each Bondholder at the rate of 1.7% per quarter date (four times a year). A fee for the IFISA Plan Manager will be deducted from interest payments due to Bondholders. The fees payable are detailed in the Kiss IFISA Terms and Conditions.

The terms of the Bonds are set to pay interest at a fixed rate of 6.8% per annum. Interest will be calculated on a simple basis and paid to each Bondholder at the rate of 1.7% per quarter date (four times a year). A fee for the IFISA Plan Manager will be deducted from interest payments due to Bondholders. The fees payable are detailed in the Kiss IFISA Terms and Conditions.

Hamilton Rose Wealth Management Limited Kelham Hall and Country Park,
Main Road,
Kelham,
Notts,
NG23 5QX

PRIVACY POLICY

0203 769 2212

invest@kiss-ltd.co.uk

Hamilton Rose Wealth Management Limited are the ISA Manager for the KISS IF ISA and are authorised by the Financial Conduct Authority Number 650305. Registered in England no. 09208346.  Registered Office:  Kelham Hall and Country Park, Main Road, Kelham, Notts, NG23 5QX. 

Your Capital is at Risk, investment is not covered by the Financial Services Compensation Scheme (FSCS) and interest payments are not guaranteed. In the event of a loan default or if Kiss becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment, you are strongly recommended to consult a trained professional advisor. Before you subscribe to the bond you should ensure that you fully understand the risks and determine whether the bond is suitable for you on the basis of all the information available, including the Investment Memorandum.

Tel: 0203 769 2212 | Email: invest@kiss-ltd.co.uk



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This website has been issued by Kiss ISA and approved for the purposes of Section 21 of the FSMA by Hamilton Rose Wealth Management Limited.